Terms of Service

Welcome to Seller Finance. These Terms of Service ("Terms") govern your access to and use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our services.

You must be at least 18 years old and legally capable of entering into binding contracts to use our services.

2. Description of Services

Seller Finance is an owner financing real estate platform that connects home buyers with investors and facilitates alternative home financing solutions. Our services include:

• Pre-approval applications for owner financing
• Property listings and search tools
• Mortgage calculators and financial tools
• Connection with investors and real estate professionals
• Educational resources about owner financing

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. User Accounts

To access certain features, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our discretion.

4. User Responsibilities

When using our services, you agree to:

• Provide truthful and accurate information in all applications and communications
• Comply with all applicable laws and regulations
• Not misrepresent your identity, financial situation, or qualifications
• Review all documents carefully before signing or submitting
• Meet your financial obligations under any financing agreements

5. Prohibited Activities

You may not:

• Submit false, misleading, or fraudulent information or applications
• Use the services for any illegal purpose or in violation of any laws
• Interfere with or disrupt the services or servers
• Attempt to gain unauthorized access to any part of our systems
• Use automated systems (bots, scrapers) to access the services
• Harass, threaten, or discriminate against other users or staff
• Infringe upon the intellectual property rights of others
• Circumvent, disable, or interfere with security features

6. Application and Financing Terms

No Guarantee of Approval

Submitting an application does not guarantee approval for financing. All applications are subject to review and approval based on various factors including but not limited to income verification, employment history, and property evaluation.

Application Accuracy

You represent and warrant that all information provided in your application is true, accurate, and complete. Providing false or misleading information may result in denial of your application, termination of any financing agreement, and potential legal action.

Investment Risk Disclosure

For investors: Real estate investments carry inherent risks, including potential loss of principal. Past performance does not guarantee future results. You should carefully consider your financial situation and consult with financial advisors before making investment decisions.

7. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Seller Finance or its licensors and is protected by intellectual property laws. You may not:

• Copy, reproduce, or distribute any content without permission
• Modify, create derivative works, or reverse engineer any software
• Use our trademarks without prior written consent
• Remove or alter any proprietary notices or labels

8. Disclaimers

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Merchantability and fitness for a particular purpose
• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free service
• Security or freedom from viruses or harmful components

We do not provide legal, financial, or tax advice. Information on our website is for general educational purposes only. Consult with appropriate professionals before making decisions.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SELLER FINANCE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or data
• Business interruption
• Property damage
• Personal injury

Our total liability for any claims arising from these Terms or your use of our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.

10. Indemnification

You agree to indemnify, defend, and hold harmless Seller Finance and its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit through our services

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination:

• Your right to use the services will immediately cease
• We may delete or restrict access to your account and data
• All provisions that should survive termination shall remain in effect

12. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved as follows:

• Informal Resolution: We encourage you to contact us first to resolve disputes amicably.
• Mediation: If informal resolution fails, disputes may be submitted to non-binding mediation.
• Arbitration: Any unresolved disputes shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the state and federal courts located in Harris County, Texas.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the new Terms.

15. Miscellaneous

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Seller Finance.
• Severability: If any provision is found invalid or unenforceable, the remaining provisions shall continue in effect.
• Waiver: Our failure to enforce any right or provision does not constitute a waiver of such right or provision.
• Assignment: You may not assign your rights under these Terms without our consent.

16. Contact Information

If you have questions about these Terms, please contact us: