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Can't qualify for a traditional mortgage? We can help. Get approved for owner financing in 24-48 hours - all credit scores welcome, no bank required.
Traditional banks say no, but we say yes. Here's why owner financing is the smart choice for your homeownership journey.
Bad credit, no credit, bankruptcy, foreclosure - we work with everyone. Your past doesn't define your future.
No waiting weeks for bank approval. Get your pre-approval within 24-48 hours and start shopping for your home.
Lock in a fixed rate starting at 9.9%. No surprises, no adjustable rates - know exactly what you'll pay each month.
Less paperwork than traditional loans. We focus on your ability to pay, not endless documentation.
Once pre-approved, shop for any single-family home (1-4 units) within your budget anywhere in the state.
Our bilingual team guides you through every step. We're committed to making homeownership accessible.
If banks have turned you down, you're exactly who we're here to help. Owner financing opens doors for buyers who don't fit the traditional mold.
Don't let your credit history hold you back from owning a home. Apply for pre-approval today - it's free and takes just 10 minutes.
From application to keys in hand - here's your journey to homeownership.
Fill out our simple pre-approval application. It takes about 10 minutes and there's no obligation.
We review your application within 24-48 hours. You'll know exactly how much home you can afford.
Work with any realtor to find your perfect home. We'll provide a list of available properties too.
We handle the financing and match you with an investor. You close on your new home and get the keys!
Got questions? We've got answers.
Owner financing (also called seller financing) is when the property is financed by an investor instead of a bank. The buyer makes monthly payments directly, bypassing traditional mortgage requirements.
We accept all credit scores! Your credit history doesn't determine your eligibility. We focus on your ability to make payments - your income, employment stability, and down payment.
Typically 10-20% of the purchase price, though this can vary based on your situation. We also have special promotions with lower down payments available.
Fixed interest rates start at 9.9%. Your specific rate depends on factors like down payment amount and overall financial picture. Rates are fixed for the life of the loan.
Pre-approval takes 24-48 hours. Once you find a home and have an accepted offer, closing can happen in as little as 2-3 weeks - much faster than traditional financing.
You'll need proof of income (pay stubs, bank statements, or tax returns for self-employed), valid ID, and proof of down payment funds. Much less paperwork than a traditional mortgage.
Take the first step toward owning your dream home. Apply for pre-approval now - it's free, fast, and there's no obligation.